I had lunch with a beautiful young friend this week. We have known each other for many years, in fact for a short while she lived with us and worked in the office.
We got to talking about life in general and the economic climate in particular. She is doing very well, as is her fiancée. A couple of years ago they took out a fixed term mortgage and now it was time to renegotiate.
“Honestly Ann, it’s crazy. Two years ago they we could have borrowed £230,000 but decided to buy a property that wouldn’t stretch the finances so much. Since then both our salaries have more than doubled but they are simply not interested in us”.
Here are a couple that are a cast iron certainty. They have worked hard to gain promotion, paid their mortgage for two years, and they can’t get a good deal. What is going on?
It is all very strange out there at the moment. You hear of the government giving out all this money, but our bank manager said the banks haven’t received anything yet. The spin-doctors would have us believe that the banks are now awash with money, but apparently they aren’t.
But I must say that it couldn't happen to a more deserving bunch of bankers. Unfortunately Joe Public is getting caught in the crossfire.
I hate political spin doctoring and bank double speak. It promotes fear and paranoia and that, I believe, is the reason things have gone so bad. It has been said that you get the politicians (and bankers?) you deserve. I dispute this statement because as a country I don’t believe that we deserve this shower of lying bastards.
As for blaming everything on the global credit crunch - OK that's happening, but if GB hadn't sold off our gold, raided our pension funds and taxed us all into oblivian to fund his inefficient, ineffective public services we would have been in a better position to withstand this economic crises.
Rant, rant, now I’m ready to launch myself at the day and God help anyone that upsets me. Watch out OG, here I come!!
And finally ….... The trouble with life is there's no background music
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